I look forward to the financial year ends. That’s a time, me, and our analytics team at BuckSpeak go down a few rabbit holes, to dig relevant insights. The small and mid-cap rally in equities was almost crazy this financial year.

You can go through our last financial year end blog here : What a year(financial hi Sahi)!!!

Disclaimer: Our investor data would be quite different from the rest of the market and the data shouldn’t be seen as a representation of the larger investing world.

Our investors:  

4X

is the growth in assets that have spent more than 10 years at BuckSpeak. Rs 3.3 Cr which has spent more than 10 years with us has grown to 14.5 Cr (can’t find a better validation of long term)

Rs 10 Cr that has spent more than 7 years has grown to 33 Cr

At BuckSpeak this is one metric, we strongly believe in and track : the avg holding period of our assets. Longer the better, though we do wean off the extended nonperformers

90%

of our investors either maintained or increased their monthly SIPs, compared to last year. Discipline and consistency are important ingredients for wealth creation. Continuity is strong evidence of that.

100%

Our Investor’s family income has grown significantly higher than inflation. We have almost seen doubling of household income in the last 5 years.

Nobody loves Debt investment (but at BuckSpeak, we do): Industry AUM grew only by 11 % (out of which approx. 7-8 % must have been growth in value, so only 3-3.5 % came through fresh investment). However, our debt assets grew by 22%. Additionally, our equity AUM grew by 57 %, compared to 51 % for the industry. At current or higher valuations, we do intend to reduce our equity allocation in portfolios and hence our focus on debt is steadfast

46 Years

the median age of BuckSpeak clients. Investors at BuckSpeak are getting ‘younger’ 😊. In other words, the ‘younger’ lot is getting wealthier 😊

0

We continued to have zero love for New Equity Funds. Instead, we would prefer funds with track record across cycles.

97%

of our investors have more assets with us today than they had 5 years back. For this lot, their current portfolio is almost 3x, compared to their portfolio 5 years back. To be clear, this is not merely a function of portfolio return, but also includes the fresh inflow during this period.

Disclaimer: Any calculation shown in this post is only for illustrative purposes  and based on prevailing tax laws and the past performance of a fund or investment is not an indicator of it’s future performance. The data used in this presentation has been taken from several sources. Neither BuckSpeak nor any of its employees or Subir Jha vouches for the authenticity of the data. Investing in mutual fund comes with market risk. Please read all Scheme Information Documents (SID) /Key Information Memorandum (KIM) and addendums issued thereto from time to time information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund. Investment should be done in consultant with a financial planner/consultant, who would recommend products aligned to your needs and risk profile. There are no guaranteed returns.  Neither BUCKSPEAK NOR ITS EMPLOYEES, makes any warranties or representations, express or implied, on products offered and would be responsible for any losses from these investments. The company earns commission from Asset Management Companies when the user buys mutual funds. However, the recommendations on funds is not influenced by the commission earned